Supplemental health benefits are due for an upgrade
Group Accident Insurance that offers more
More benefits for covered accidents
Choose from up to 184 benefits to help provide protection for injuries due to a covered accident.
More equitable access1
Visits to more medical facilities are eligible for benefit payouts – ER, urgent care centers, day hospitals, physicians' offices, and telemedicine.
More plan flexibility
Add or remove benefits. Increase or lower benefit amounts. Build plans to match each client’s needs. No problem.
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Group Critical Illness Insurance that’s different
Broader coverage2
More covered critical illnesses and a greater level of protection for cancer, degenerative diseases, and childhood congenital diseases.
Innovative progression feature3
Additional benefit payment when a qualified covered condition progresses to a more advanced stage.
Standout severity feature4
Higher benefits - up to 200% of the certificate benefit - for more severe diagnoses of covered conditions, such as cancer, degenerative diseases, or autism.
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Better supplemental health benefits plus ever-enhancing service experiences you can count on
But we didn’t stop there

Learning Resource Center
Get the tools and materials you need to navigate Group Accident Insurance and Group Critical Illness Insurance with ease and confidence – from pre-sale to claims management.
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Bring more to the table with clients. Get worksite stronger with a group voluntary offering that stands out and helps support employees' financial well-being today and tomorrow.
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FOR FINANCIAL PROFESSIONALS. NOT FOR USE WITH THE PUBLIC.
1 Visits to more facilities, such as urgent care centers, physicians’ offices and day hospitals for injuries from covered accidents, are eligible for benefit payouts.
2 Benefits mentioned may not be available in all states and may vary by state and plan design.
3If included in the plan design, if a covered condition progresses, a progression feature allows for payment of the difference between the full benefit amount for that covered condition and previously paid amount for the early stage diagnosis.
4 If included in the plan design.
NOT FOR USE IN NM.
MASSMUTUAL GROUP ACCIDENT INSURANCE PROVIDES LIMITED BENEFITS AND DOES NOT PROVIDE COVERAGE FOR SICKNESS. In NY: This policy provides ACCIDENT insurance only. MM-GPAC-2021, MM-GCAC-2021 and MM-GPAC-2021(NC) and MM-GCAC-2021(NC) in North Carolina is limited benefit nonparticipating group insurance.
NOT FOR USE IN NM and WA.
In NY, Congenital Diseases and Autism benefits are not available, and Recurrence Benefit is payable once per covered condition
MASSMUTUAL GROUP CRITICAL ILLNESS (IN CA AND NY, GROUP SPECIFIED DISEASE) INSURANCE PROVIDES LIMITED BENEFITS FOR SPECIFIED DISEASES ONLY AND DOES NOT PROVIDE COVERAGE FOR SICKNESS. In NY: This policy provides limited benefits health insurance only. MM-GPCI-2021 and MM-GCCI-2021, and MM-GPCI-2021 (NC) and MM-GCCI-2021 (NC) in North Carolina is limited benefit, non-participating group insurance.
MassMutual Group Critical Illness insurance and Group Accident insurance are NOT hospital or medical expense insurance, or minimum essential coverage defined by federal law. In NY: It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. This insurance, their names, or provisions may vary or be unavailable in some states. This coverage has exclusions, limitations, reductions of benefits that may affect any benefits payable, and terms under which the policy may be continued in force or discontinued. Some benefits or options have limited availability based on age. For availability, cost, and coverage details contact your benefits advisor or MassMutual.
