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Insights

Exceed your clients' expectations with insights and support from a carrier that shares your ambitions. Count on us for timely trends, fresh perspectives, and practical resources that can help grow your business.


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Cover of Q1 2026 report

New Q1 Report: Optimism tomorrow, reality today

The beginning of the year saw another rise in the Workforce Financial Stability Score* (WFSS), reflecting more optimism among working Americans around their future financial well-being. The reality today, however, reveals continued difficulties in managing day-to-day expenses.

Get the report 


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Get your ready-to-use benefits playbook!

What conversations should you be having with your clients now, next month, and next year? We've turned our proprietary research insights into meaningful guidance you can start sharing right away.
Download playbook pdf

Workforce Financial Stability Score (WFSS) up from 2026 low

The Workforce Financial Stability ScoreSM — a significant indicator of working Americans’ financial sentiments — rose in July, along with all dimensions.

View the findings behind the score
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What you need to know

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Working Americans and Perceptions of Chronic Care

Educate clients on workers’ perceptions around chronic illnesses and costs of care. Help make the case for solutions that can help address chronic care concerns.
View infographic
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Five Group Whole Life Conversation Starters

Make the Group Whole Life connection — faster. Follow our quick and easy conversation guide and get your clients to say, “Tell me more.”
Conversation starters
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Help women in the workforce

Learn about the opportunity to better serve working women who have others depending on them.
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*MassMutual’s Working American Perceptions: Annual Assessment of Financial Well-Being, published September 2023. Monthly surveys began June 2022, and are conducted monthly online among a nationally representative sample of approximately 1,000 U.S. middle market employees. This report further defines working Americans as working for a company with at least 25 benefit-eligible full-time employees (30 or more hours weekly), with a household income of $40,000 to less than $150,000, and assets less than $300,000. This report defines working Americans as working for a company with 25 or more full-time employees (30 or more hours weekly).

The product and/or certain features may not be available in all states. State variations will apply.

Group Whole Life Insurance (GPWL), (policy/certificate forms MM-GPWL-2014 and MM-GCWL-2014, and MMGPWL-2014 (NC) and MM-GCWL-2014 (NC) in North Carolina), is level-premium, participating permanent life insurance. The GPWL policy and GCWL certificates are issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.

FOR FINANCIAL PROFESSIONALS. NOT FOR USE WITH THE PUBLIC.