Current Month: August 2026
Workforce Financial Stability Score (WFSS) falls to record low level
The WFSS decreased by 4.5 points in August, matching the historic low recorded in November 2022. All dimensions fell, and three saw their lowest scores to date for working Americans: managing expenses between paychecks, ability to withstand unexpected expenses, and ability to help others financially. Year over year, the WFSS decreased 5.1 points, with all dimensions down as well from August 2025.
The findings behind the score.
New Q2 Report: Growing pressure shifts priorities
For working Americans, Q2 2026 marked a shift from the optimism of Q1. The Workforce Financial Stability Score* (WFSS) pulled back from its record high, as rising costs and economic uncertainty weighed on financial confidence. What does it mean for voluntary benefits engagement?
* The MassMutual Workforce Financial Stability Score measures the changing attitudes and financial outlook of working Americans. Commissioned by MassMutual, the research began in June 2022 and is conducted online, monthly, among a nationally representative sample of 1,000 U.S. middle-market employees. For purposes of this research, MassMutual defines working Americans and middle-market employees as those between ages 22 and 67, working at firms with at least 25 benefit-eligible employees, with a household income of $40,000 to less than $150,000, and assets less than $300,000.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.