Current Month: October 2026
Workforce Financial Stability Score (WFSS) takes a dip
The WFSS declined 1.1 points in October, with nearly all dimensions moving lower. The largest decrease was in working Americans’ ability to manage expenses between paychecks, which fell 2.7 points to an all-time low. Compared to October 2025, the WFSS is down 3.4 points, with all dimensions lower year over year. The largest decline was in the ability to manage expenses between paychecks.
The findings behind the score.
New Q2 Report: Growing pressure shifts priorities
For working Americans, Q2 2026 marked a shift from the optimism of Q1. The Workforce Financial Stability Score* (WFSS) pulled back from its record high, as rising costs and economic uncertainty weighed on financial confidence. What does it mean for voluntary benefits engagement?
* The MassMutual Workforce Financial Stability Score measures the changing attitudes and financial outlook of working Americans. Commissioned by MassMutual, the research began in June 2022 and is conducted online, monthly, among a nationally representative sample of 1,000 U.S. middle-market employees. For purposes of this research, MassMutual defines working Americans and middle-market employees as those between ages 22 and 67, working at firms with at least 25 benefit-eligible employees, with a household income of $40,000 to less than $150,000, and assets less than $300,000.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.