Worksite in Progress.

The continuing pursuit to help you identify trends, insights, and opportunities through timely thought leadership that you can use today.

Current Month: August 2023

Workforce Stability Score for August 2023. White text over dark blue background. Score: 55.1

August appears static, but is the future a cause for worry?

The latest Workforce Financial Stability Score℠ (WFSS) reveals that sentiments remained relatively unchanged from the previous month with a score of 55.1. A marginal decrease of 0.2 from July’s number. However, a striking contrast emerges when comparing these perceptions to those of a year ago.

As compared to the same time last year, there has been a notable decline in working Americans’ confidence in their ability to support others financially and their overall net worth—both we have cited as areas of concern in more recent months. Slightly less pronounced, but still of concern, is the decrease in confidence to handle unexpected expenses.

The findings behind the score.

Has perceived financial well-being moved up or down for working Americans? Here's how August compares to July - based on a scale of 0 to 100.
Workforce Stability Score for August 2023. Please see chart on this page for screen reader accessible version.
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Dive into the Methodology

The MassMutual Workforce Stability Score measures the changing attitudes and financial outlook of working Americans. Commissioned by MassMutual, the research began in June 2022 and is conducted online, monthly, among a nationally representative sample of 1,000 U.S. middle-market employees. For purposes of this research, MassMutual defines working Americans and middle-market employees as those with a household income of $40,000 to less than $150,000, and assets less than $300,000.

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Six benefits trends you need to know for 2023

Watch our recent 30-minute webinar with LIMRA as we learn what's on the mind of working Americans and the implications for the benefits landscape for this year.

Watch Now