Current Month: September 2026
Workforce Financial Stability Score (WFSS) up from record low
The WFSS ticked up 3.6 points from August’s record low level. All dimensions increased, led by a 4.8-point gain in working Americans' ability to help others financially. Compared to last September, however, the WFSS is down 3.1 points, with all dimensions declining year over year. The largest decrease was in working Americans' ability to manage expenses between paychecks.
The findings behind the score.
New Q2 Report: Growing pressure shifts priorities
For working Americans, Q2 2026 marked a shift from the optimism of Q1. The Workforce Financial Stability Score* (WFSS) pulled back from its record high, as rising costs and economic uncertainty weighed on financial confidence. What does it mean for voluntary benefits engagement?
* The MassMutual Workforce Financial Stability Score measures the changing attitudes and financial outlook of working Americans. Commissioned by MassMutual, the research began in June 2022 and is conducted online, monthly, among a nationally representative sample of 1,000 U.S. middle-market employees. For purposes of this research, MassMutual defines working Americans and middle-market employees as those between ages 22 and 67, working at firms with at least 25 benefit-eligible employees, with a household income of $40,000 to less than $150,000, and assets less than $300,000.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.