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in Progress.

The continuing pursuit to help you identify trends, insights, and opportunities through timely thought leadership that you can use today.

Current Month: May 2024

Workforce Stability Score for May 2024. White text over dark blue background. Score: 56.7

May’s Financial Well-Being: Balancing stability and emerging concerns

The Workforce Financial Stability Score (WFSS) for May shows a slight drop to 56.7, down from 57.0 in April – with a notable dip in working Americans’ ability to manage expenses between paychecks. Other dimensions remain relatively stable or slightly lower, except for an interesting increase in overall net worth perceptions. Looking back a year ago, confidence to meet long-term goals is the only dimension that has comparatively decreased. These mixed perceptions may suggest while immediate financial stability isn’t in crisis, the WFSS and its key attributes point to a cautious outlook among today’s workers. It does raise the question: Are working Americans at a tipping point?

The findings behind the score.

Has perceived financial well-being moved up or down for working Americans? Here's how May compares to April — based on a scale of 0 to 100.
Workforce Stability Score for May 2024. Please see chart on this page for screen reader accessible version.
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Dive into the Methodology

The MassMutual Workforce Stability Score measures the changing attitudes and financial outlook of working Americans. Commissioned by MassMutual, the research began in June 2022 and is conducted online, monthly, among a nationally representative sample of 1,000 U.S. middle-market employees. For purposes of this research, MassMutual defines working Americans and middle-market employees as those working at firms with at least 25 benefit-eligible employees with a household income of $40,000 to less than $150,000, and assets less than $300,000.

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Annual Assessment of Financial Well-Being for Working Americans

Our proprietary report takes a deeper dive into the perceptions of working Americans when it comes to their financial future and their voluntary benefits.

Read Report

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