Current Month: July 2026
Workforce Financial Stability Score rebounds from 2026 low
After reaching its lowest point of 2026 in June, the Workforce Financial Stability ScoreSM (WFSS) rose 2.2 points in July. All dimensions improved, led by a 3.3-point increase in working Americans’ confidence that they are doing what is needed to meet longer-term goals. Compared to July 2025, the WFSS decreased 3.7 points, with all dimensions down year over year, led by a 4.8-point drop in the ability to help others financially.
The findings behind the score.
New Q1 Report: Optimism tomorrow, reality today
The beginning of the year saw another rise in the Workforce Financial Stability Score (WFSS), reflecting more optimism among working Americans around their future financial well-being. The reality today, however, reveals continued difficulties in managing day-to-day expenses.
* The MassMutual Workforce Financial Stability Score measures the changing attitudes and financial outlook of working Americans. Commissioned by MassMutual, the research began in June 2022 and is conducted online, monthly, among a nationally representative sample of 1,000 U.S. middle-market employees. For purposes of this research, MassMutual defines working Americans and middle-market employees as those between ages 22 and 67, working at firms with at least 25 benefit-eligible employees, with a household income of $40,000 to less than $150,000, and assets less than $300,000.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.