Group Accident Insurance

Protect employees for the unexpected with a lump-sum benefit that can help alleviate the financial burden of a covered accident.

simple solution
A simple solution

Available to individuals and families, it covers the curve balls life can throw with a lump-sum benefit paid directly to employees so they can focus on healing and spend less time worried about expenses.

Flexible coverage

Employees have the flexibility to design coverage levels and optional benefits to complement their total benefits package.

Portable protection¹

Employees can take their coverage with them if they leave the company.

Level Premium

Premium is set based on the issue age of the insured and remains level over the life of the certificate.²

¹ Portability may not be available in all states.
² In most states, premium is guaranteed for 3 years from the group policy effective date. After the third anniversary, MassMutual has the right to increase premium for the plan.

MassMutual Group Accident Insurance provides limited benefits. Like most group accident and health insurance policies, this policy has exclusions and limitations that may affect any benefits payable. Some benefits have limited availability based on age. Benefits payable are subject to the terms and conditions of the policy. MassMutual has the right to change rates and may cancel the policy at any time. The policy, its name, provisions, covered benefits, and optional riders may vary or be unavailable in some states. See the actual policy or contact your MassMutual representative for specific provisions and details of availability.

Group Accident Insurance (GPAC), (policy/certificate forms MM-GPAC-2015 and MM-GCAC-2015, and MM-GPAC-2015 (NC) and MM-GCAC-2015 (NC) in North Carolina) is limited benefit, non-participating group insurance. The GPAC policy and GCAC certificates are issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.