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The Chronic Care Benefit – why it matters for working Americans.

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Offer Group Whole Life Insurance with a built-in Chronic Care Benefit*

Watch the video and learn about this valuable feature that can help employees deal with the financial impact of a chronic illness.
Study Graphic: Text - "79% of working Americans are very or somewhat concerned about the impact of a chronic condition or illness"

2023 MassMutual Chronic Care Study

Chronic Care — and how to pay for it — is on the minds of many Americans. Find out what's driving their concerns and the significant role employers can play in helping to protect employees.
Read Report
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Perceptions of chronic care

Help make the case for life insurance solutions that can help address chronic care concerns.
Explore Infographic
Black American man and woman hugging.

Reducing the stress of a Chronic Illness

Employee health issues can translate to higher costs for employers. Share our brochure with clients to learn about the Chronic Care Benefit, a cost-effective way to guard employees against certain unexpected life events.
View Brochure
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Worksite Stronger.

Unlock the power of group voluntary benefits your clients need to shape the financial well-being of today's workforce.
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Worksite Easier.

Reimagine the entire benefits experience through simpler onboarding enrollment, and case management.
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Worksite Smarter.

Exceed your clients' expectations with insights and support from a carrier that shares your ambitions.
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The materials linked to above may have state variations or may not be approved in your state. For more detailed information about how the chronic care benefit works, please ask your benefit representative for a MassMutual Chronic Care benefit brochure approved for use in your state. The chronic care benefit is not available in Massachusetts.

FOR FINANCIAL PROFESSIONALS. NOT FOR USE WITH THE PUBLIC.

* State variations will apply. Certain product features may not be available in all states.

Riders and other features, such as the Accelerated Death Benefit for Chronic Illness (Chronic Care Benefit) provision under the certificate, may be available for an additional premium or have a fee when exercised. Availability of these features may be limited based on issue age or state of issue. The Chronic Care Benefit is not approved in MA. For further details contact a MassMutual representative.

Group Whole Life Insurance (GPWL), (policy/certificate forms MM-GPWL-2014 and MM-GCWL-2014, and MM-GPWL-2014 (NC) and MM-GCWL-2014 (NC) in North Carolina), is level-premium, participating permanent life insurance. The GPWL policy and GCWL certificates are issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.