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The pathway to voluntary benefits success
Q3 2024: Unstable and uncertain
What's in the report?
1. Quarterly scores
In Q3 2024, working Americans, most notably the Financially Challenged, express wavering stability in light of the challenging macroeconomic environment. At the same time, everyday concerns loom. Job security feels uncertain, and there are pressures from high everyday living costs.
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2. Segments up-close
Though recent quarterly trends are driven primarily by the Financially Challenged, all three segments feel the tensions of the current environment and express the trade-offs they are having to make to keep pace.
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3. Spotlight insights
Despite – or perhaps in reaction to – the economic environment, working Americans perceive a greater sense of value in employee benefits. Not only do benefits like life insurance represent clear protection for their families, but there is a sense of gratitude for having benefits ‘just in case.’
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Resources you can use
The Q2 2024 report
The Q1 2024 report
Monthly WFSS updates
FOR EMPLOYERS. NOT FOR USE WITH EMPLOYEES.
*The MassMutual Workforce Financial Stability Score measures the changing attitudes and financial outlook of working Americans. Commissioned by MassMutual, the research began in June 2022 and is conducted online, monthly, among a nationally representative sample of 1,000 U.S. middle-market employees. For purposes of this research, MassMutual defines working Americans and middle-market employees as those working at firms with at least 25 benefit-eligible employees with a household income of $40,000 to less than $150,000, and assets less than $300,000.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries, C.M. Life Insurance Company (C. M. Life) and MML Bay State Life Insurance Company (MML Bay State), Springfield, MA 01111-0001. C.M. Life and MML Bay State are non-admitted in New York.